/* base css */

/* v6.3 hero header + two boxes + WhatsApp CTA */
.smg-hero img{width:100%;height:auto;display:block}
.smg-hero::after{content:none;}
.smg-hero-inner{position:absolute;inset:0;display:flex;align-items:flex-end;padding:22px;z-index:2}
.smg-hero-text{max-width:820px;background:rgba(255,255,255,.78);backdrop-filter:blur(2px);-webkit-backdrop-filter:blur(2px);color:#0b1f33;padding:14px 16px;border-radius:14px;border:1px solid rgba(0,0,0,.06)}
.smg-hero-text h1{margin:0 0 10px 0;color:#0b1f33}
.smg-hero-text p{margin:0;opacity:.95;line-height:1.5}
@media (max-width: 720px){
  .smg-hero-inner{padding:16px;align-items:flex-end}
  .smg-hero::after{content:none;}
}

.smg-two-boxes{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0 18px 0}
@media (max-width: 860px){.smg-two-boxes{grid-template-columns:1fr}}
.smg-box{border:1px solid rgba(0,0,0,.06);border-radius:18px;background:#fff;padding:18px}
.smg-box h2{margin-top:0}

.smg-cta-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.smg-btn-whatsapp{display:inline-flex;align-items:center;gap:10px;padding:.75rem 1.05rem;border-radius:12px;background:#25D366;color:#fff;text-decoration:none;font-weight:700}
.smg-btn-whatsapp:hover{filter:brightness(.95);color:#fff}
.smg-btn-whatsapp svg{width:18px;height:18px;flex:0 0 18px}

/* Booking buttons */
.sbfv4-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 18px;border-radius:999px;text-decoration:none;font-weight:800;line-height:1;transition:transform .08s ease,filter .12s ease;}
.sbfv4-btn:active{transform:translateY(1px)}
.sbfv4-btn-primary{background:#0ea5e9;color:#fff;box-shadow:0 10px 22px rgba(14,165,233,.25)}
.sbfv4-btn-primary:hover{filter:brightness(.95);color:#fff}
.smg-meta-line{margin-top:.5rem;font-size:.95rem;opacity:.9}


/* v6.4 – Header ohne Overlay: Bild + Titel getrennt */
.sbfv4-hero-split{
  display:grid;
  grid-template-columns: 1.25fr .75fr;
  gap:18px;
  max-width:1280px;
  margin: 0 auto 18px auto;
  align-items:stretch;
}

/* Full-width breakout for hero */
.sbfv4-hero-full{
  position:relative;
  left:50%;
  right:50%;
  margin-left:-50vw;
  margin-right:-50vw;
  width:100vw;
  padding:0 24px;
  box-sizing:border-box;
}
.sbfv4-hero-image,
.sbfv4-hero-panel{
  border:1px solid rgba(0,0,0,.08);
  border-radius:18px;
  box-shadow: 0 8px 24px rgba(0,0,0,.05);
  background:#fff;
  overflow:hidden;
}
.sbfv4-hero-image img{
  width:100%;
  height:100%;
  min-height:480px;
  object-fit:cover;
  display:block;
}
.sbfv4-hero-panel{
  padding:32px 42px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  box-sizing:border-box;
}
.sbfv4-hero-panel h1{
  margin:0 0 10px 0;
  font-size: clamp(26px, 2.2vw, 40px);
  line-height:1.08;
  overflow-wrap:anywhere;
  word-break:break-word;
  hyphens:auto;
}
.sbfv4-hero-panel p{
  margin:0;
  color: rgba(11,31,51,.82);
  line-height:1.55;
}
@media (max-width: 900px){
  .sbfv4-hero-split{grid-template-columns:1fr;}
  .sbfv4-hero-image img{min-height:240px;}
}

/* Tabs als Buttons statt Unterstreichung */
.sbfv4-tabs a{
  display:inline-block;
  padding:9px 12px;
  border-radius:999px;
  border:1px solid rgba(0,0,0,.10);
  background:#fff;
  text-decoration:none;
  font-weight:600;
  font-size:13px;
  color:#0b1f33;
  margin: 6px 8px 6px 0;
}
.sbfv4-tabs a:hover{
  border-color: rgba(0,0,0,.18);
  box-shadow: 0 4px 14px rgba(0,0,0,.06);
}

/* Mehr Rahmen/Optik bei Karten & Blöcken */
.sbfv4-card,
.sbfv4-faq,
.sbfv4-help,
.sbfv4-pricing .sbfv4-card,
.smg-box{
  border:1px solid rgba(0,0,0,.08) !important;
  border-radius:16px !important;
  box-shadow: 0 10px 28px rgba(0,0,0,.05) !important;
}


/* v6.4.2 – größere Hero, mehr Innenabstand, dickere Rahmen */
.sbfv4-hero-split{
  max-width: 1320px;
  gap: 22px;
  margin-bottom: 26px;
}
.sbfv4-hero-image img{
  min-height: 460px;
}
.sbfv4-hero-panel{
  padding: 40px 52px;
}
.sbfv4-hero-panel h1{
  overflow-wrap:anywhere;
  word-break:break-word;
  hyphens:auto;
}
@media (max-width: 900px){
  .sbfv4-hero-image img{min-height:280px;}
}

/* --- SKS Seite: Header wie SBF, aber kompakter (≈ +50% gegenüber v1.4) --- */
.smg-sks .sbfv4-hero-split{margin-bottom:22px;}
.smg-sks .sbfv4-hero-image{max-height:420px;}
.smg-sks .sbfv4-hero-image img{
  min-height:330px;
  height:100%;
}
.smg-sks .sbfv4-hero-panel{padding:22px 26px !important;}
@media (max-width: 900px){
  .smg-sks .sbfv4-hero-image{max-height:300px;}
  .smg-sks .sbfv4-hero-image img{min-height:240px;}
}

.sbfv4-hero-image,
.sbfv4-hero-panel{
  border-width: 3px;
}

.sbfv4-hero-panel{
  background: #f6f9ff;
  padding: 30px 30px;
}
.sbfv4-hero-panel h1{margin-bottom:14px;}
.sbfv4-hero-panel p{font-size:15px;}

.sbfv4-card,
.sbfv4-faq,
.sbfv4-help,
.sbfv4-pricing .sbfv4-card,
.smg-box{
  border-width: 3px !important;
  padding: 22px 22px !important;
  background: #ffffff;
}

.sbfv4-help{
  background:#f6f9ff;
}

.sbfv4-faq{
  background:#ffffff;
}

/* FAQ-Fragen: Rahmen pro Frage + klare Klickfläche */
.sbfv4-faq-item{
  border: 1px solid #E3E8F0;
  border-radius: 12px;
  padding: 10px 12px;
  margin: 10px 0;
  background: #fff;
}
.sbfv4-faq-item > summary{
  cursor: pointer;
  font-weight: 700;
  list-style: none;
}
.sbfv4-faq-item > summary::-webkit-details-marker{display:none;}
.sbfv4-faq-a p{margin:10px 0 0;}

/* bullets in boxes: more breathing room */
.smg-box ul{margin-top:14px;}

/* Container: schmaler, Hero bleibt durch .sbfv4-hero-full "full width" */
.sbfv4-wrap{max-width:1100px;margin:0 auto;padding:0 18px;}

/* Kurs-Karten: kleines quadratisches Bild statt Banner */
.sbfv4-block .sbfv4-card{
  display:flex;
  align-items:flex-start;
  gap:18px;
}
.sbfv4-block .sbfv4-media{
  flex:0 0 220px;
  width:220px;
  height:220px;
  border-radius:18px;
  overflow:hidden;
  border:3px solid rgba(15,25,45,.10);
  box-shadow:0 10px 24px rgba(11,25,49,.12);
}
.sbfv4-block .sbfv4-media img{
  width:100%;
  height:100%;
  object-fit:cover;
  display:block;
}
.sbfv4-block .sbfv4-card h2{margin-top:0;}

/* Thumbnails (einheitliches Mittelmaß) */
.sbfv4-thumb{
  width:240px;
  height:240px;
  border-radius:16px;
  overflow:hidden;
  margin-bottom:0;
  flex: 0 0 180px;
  background:#fff;
  border:3px solid rgba(15,25,45,.10);
  box-shadow:0 12px 26px rgba(11,25,49,.12);
}
.sbfv4-thumb.sbfv4-thumb-lg{
  width:280px;
  height:280px;
  flex-basis:280px;
}
.sbfv4-thumb img{width:100%;height:100%;object-fit:cover;display:block;}

/* (Hinweis) thumb-lg ist bewusst einheitlich für Führerscheine & Kombi-Pakete */

/* Führerschein-Karten: Bild links, Text rechts */
.sbfv4-course-card .sbfv4-card-inner{
  display:block;
  position:relative;
}
.sbfv4-course-card .sbfv4-card-inner::after{content:"";display:block;clear:both;}
.sbfv4-course-card .sbfv4-thumb{
  float:left;
  margin:10px 24px 14px 10px;
}
.sbfv4-course-card .sbfv4-card-content{overflow:visible;}
.sbfv4-course-card .smg-beige-box,
.sbfv4-course-card .sbfv4-meta-row,
.sbfv4-course-card .sbfv4-actions{clear:both;}
@media (max-width: 720px){
  .sbfv4-course-card .sbfv4-thumb{float:none;margin:0 0 14px 0;width:100%;height:220px;}
}
.sbfv4-course-card .sbfv4-content{padding:0;}
.sbfv4-course-card .sbfv4-title{margin-top:0;}

.sbfv4-course-card .sbfv4-copy{line-height:1.65;}
.sbfv4-course-card p{margin:0 0 12px;}
.sbfv4-course-card ul{margin:10px 0 14px 18px;}
.sbfv4-course-card li{margin:6px 0;}

.sbfv4-course-card .sbfv4-price-badge{
  font-size:22px;
  padding:8px 12px;
  border-radius:14px;
}
.sbfv4-course-card .sbfv4-btn{
  font-size:16px;
  padding:12px 18px;
  border-radius:14px;
}
.sbfv4-course-card .sbfv4-btn-primary{box-shadow:0 10px 20px rgba(11,25,49,.18);}

@media (max-width: 820px){
  .sbfv4-course-card .sbfv4-card-inner{flex-direction:column;align-items:flex-start;}
  .sbfv4-thumb{width:100%;height:220px;flex-basis:auto;margin-bottom:14px;}
  .sbfv4-thumb.sbfv4-thumb-lg{width:100%;height:220px;}
}

.smg-box li{margin: 8px 0;}


/* v6.4.3 – Subnav als Buttons + Kombi-Karten Rahmen/Abstände */
.sbfv4-subnav{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin: 10px 0 18px 0;
}
.sbfv4-subnav a{
  display:inline-flex !important;
  align-items:center;
  padding:10px 14px !important;
  border-radius:999px !important;
  border:2px solid rgba(0,0,0,.12) !important;
  background:#fff !important;
  color:#0b1f33 !important;
  font-weight:700 !important;
  font-size:13px !important;
  text-decoration:none !important;
  line-height:1 !important;
}
.sbfv4-subnav a:hover{
  border-color: rgba(0,0,0,.20) !important;
  box-shadow: 0 6px 18px rgba(0,0,0,.07) !important;
}

/* Grid-Abstände (u.a. Kombi-Pakete) */
.sbfv4-grid{
  gap:18px !important;
}

/* Kombi-Karten: Rahmen + Innenabstand */
.sbfv4-price-card{
  border:3px solid rgba(0,0,0,.08) !important;
  border-radius:16px !important;
  padding:22px 22px !important;
  background:#fff !important;
  box-shadow: 0 10px 28px rgba(0,0,0,.05) !important;
}

/* Hero: mehr Luft, saubere Innenabstände */
.sbfv4-hero-panel{
  box-sizing:border-box;
  padding:34px 34px !important;
}
.sbfv4-hero-panel h1{
  margin:0 0 16px 0 !important;
}
.sbfv4-hero-panel p{
  margin:0 !important;
}

/* Hinweis: Bild-Styles werden jetzt gezielt pro Bereich gesetzt
   (.sbfv4-section .sbfv4-media ... und .sbfv4-thumb ...). */


/* --- v6.4.15: course + combo cards: larger image, text wrap, bold bullets, lightbox --- */
.sbfv4-card-inner--float{display:block;}
.sbfv4-course-card .sbfv4-card-content:after{content:"";display:block;clear:both;}

.sbfv4-thumb--float{
  float:left;
  width: 420px;
  height: 280px;
  margin: 0 24px 18px 0;
  border-radius: 12px;
  overflow:hidden;
  border: 1px solid rgba(15, 23, 42, .10);
  box-shadow: 0 8px 18px rgba(15, 23, 42, .08);
  background:#fff;
}
.sbfv4-thumb--float img{width:100%;height:100%;object-fit:cover;display:block;}
a.sbfv4-lightbox{cursor: zoom-in;}
.sbfv4-bullets li strong{font-weight:700;}

/* Bulletpoints als zusammenhängender, farblich hinterlegter Kasten */
.sbfv4-bullets-box{
  clear: both;
  background: #E9F2FF;
  border: 1px solid #CFE2FF;
  border-radius: 12px;
  padding: 12px 14px;
  margin: 8px 0 14px 0;
}
.sbfv4-bullets-box .sbfv4-bullets{
  margin: 0 0 0 1.2rem;
}

.sbfv4-cta-row{
  display:flex;
  gap:12px;
  align-items:center;
  flex-wrap:wrap;
  margin-top:14px;
}

#sbfv4-lightbox-overlay{position:fixed;inset:0;z-index:99999;display:none;}
#sbfv4-lightbox-overlay.is-open{display:block;}
#sbfv4-lightbox-overlay .sbfv4-lightbox-backdrop{position:absolute;inset:0;background:rgba(0,0,0,.75);}
#sbfv4-lightbox-overlay .sbfv4-lightbox-stage{
  position:absolute;
  inset:24px;
  display:flex;
  align-items:center;
  justify-content:center;
}
#sbfv4-lightbox-overlay .sbfv4-lightbox-img{
  max-width: min(1100px, 92vw);
  max-height: 86vh;
  border-radius: 14px;
  box-shadow: 0 20px 60px rgba(0,0,0,.4);
  background:#fff;
}
#sbfv4-lightbox-overlay .sbfv4-lightbox-close{
  position:absolute;
  top:18px;
  right:18px;
  width:44px;
  height:44px;
  border-radius: 999px;
  border:0;
  background: rgba(255,255,255,.14);
  color:#fff;
  font-size:28px;
  line-height:44px;
  cursor:pointer;
}

@media (max-width: 900px){
  .sbfv4-thumb--float{
    float:none;
    width:100%;
    height:240px;
    margin: 0 0 14px 0;
  }
}


/* --- Führerscheine-Intro (Abgrenzung zu Schnupperstunden) --- */
.sbfv4-section-divider{
  height: 1px;
  background: rgba(15, 23, 42, .08);
  border-radius: 999px;
  margin: 18px 0 18px;
}

.sbfv4-licences-intro{
  margin-bottom: 18px;
}

.sbfv4-licences-intro-inner{
  border: 1px solid rgba(15, 23, 42, .10);
  background: rgba(59, 130, 246, .06);
  border-radius: 14px;
  padding: 16px 18px;
  display:flex;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
}

.sbfv4-licences-intro-text h2{
  margin: 0 0 6px;
  font-size: 26px;
  letter-spacing: -0.02em;
}

.sbfv4-licences-intro-text p{
  margin: 0;
  color: rgba(15, 23, 42, .78);
  line-height: 1.45;
  max-width: 64ch;
}

@media (max-width: 720px){
  .sbfv4-licences-intro-inner{
    flex-direction: column;
    align-items: flex-start;
  }
  .sbfv4-licences-intro-text h2{ font-size: 22px; }
}


/* Make section headings (Führerscheine / Kombi-Pakete) more prominent */
.sbfv4-licences-intro h2,
#pakete h2 {
  font-size: 38px;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: 0 0 10px 0;
}

.sbfv4-licences-intro p{
  font-size: 15px;
}

/* Button in licences intro */
.sbfv4-licences-intro .sbfv4-licences-cta .sbfv4-btn{
  font-weight: 700;
}



/* --- v6.4.22 tweaks: stronger licences info box + proper outline button --- */

.sbfv4-licences-intro{margin: 20px 0 18px;}
.sbfv4-licences-intro-inner{
  border: 1px solid rgba(14, 165, 233, .35);
  background: linear-gradient(180deg, rgba(14, 165, 233, .14), rgba(59, 130, 246, .06));
  border-radius: 16px;
  padding: 18px 20px;
  box-shadow: 0 18px 38px rgba(11, 25, 49, .08);
}
.sbfv4-licences-intro-text h2{
  font-size: 34px;
  font-weight: 900;
  letter-spacing: -0.03em;
}
.sbfv4-licences-intro-text p{
  font-size: 15px;
}

.sbfv4-licences-intro-button{flex: 0 0 auto;}
.sbfv4-btn-outline{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 18px;
  border-radius: 999px;
  border: 2px solid rgba(14, 165, 233, .9);
  background: rgba(255,255,255,.92);
  color: rgba(2, 132, 199, 1);
  font-weight: 900;
  text-decoration: none;
  white-space: nowrap;
  box-shadow: 0 12px 26px rgba(14, 165, 233, .16);
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease, color .12s ease;
}
.sbfv4-btn-outline:hover{
  background: rgba(14, 165, 233, 1);
  color: #fff;
  box-shadow: 0 16px 34px rgba(14, 165, 233, .22);
  transform: translateY(-1px);
}
.sbfv4-btn-outline:focus{outline: 3px solid rgba(14, 165, 233, .25); outline-offset: 3px;}

/* Termin-Auswahl (Option A) */
.sbfv4-terms{ margin: 12px 0 0; }
.sbfv4-terms-label{ display:block; font-weight:800; margin:0 0 6px; }
.sbfv4-term-select{ width:100%; max-width:520px; padding:10px 12px; border:1px solid #dfe8f3; border-radius:12px; background:#fff; }
.sbfv4-terms-hint{ margin:6px 0 0; color:#50627a; font-size: 13px; }

@media (max-width: 860px){
  .sbfv4-licences-intro-inner{flex-direction: column; align-items: flex-start;}
  .sbfv4-licences-intro-button{width: 100%;}
  .sbfv4-btn-outline{width: 100%; justify-content: center;}
  .sbfv4-licences-intro-text h2{font-size: 30px;}
}

/* --- SKS v1.1 additions --- */
.sbfv4-card-row{display:flex;gap:18px;align-items:flex-start}
.sbfv4-card-row .sbfv4-card-content{flex:1;min-width:0}
@media (max-width: 820px){
  .sbfv4-card-row{flex-direction:column}
  .sbfv4-card-row .sbfv4-thumb{width:100%;height:260px;max-width:none;flex:0 0 auto}
}

/* Beige "Inklusive Leistungen" box */
.smg-beige-box{margin:14px 0 10px 0;padding:14px 16px;border-radius:14px;border:1px solid rgba(0,0,0,.10);background:#f3efe6}
.smg-beige-title{font-weight:800;margin-bottom:8px;color:#0b1f33}
.smg-beige-list{margin:0;padding-left:18px}
.smg-beige-list li{margin:6px 0}

/* Affiliate section */
.smg-affiliate{margin:26px 0 10px 0;padding:18px 18px;border-radius:16px;border:3px solid rgba(0,0,0,.08);background:#ffffff;box-shadow:0 10px 28px rgba(0,0,0,.05)}
.smg-affiliate-title{margin:0 0 10px 0}
.smg-affiliate-intro{margin:0 0 12px 0;opacity:.92}
.smg-affiliate-list{margin:0 0 12px 0;padding-left:18px}
.smg-affiliate-list li{margin:7px 0}
.smg-affiliate-legal{font-size:13px;opacity:.85}

/* SKS – Torben empfiehlt Box + Affiliate Buttons */
.smg-tip-box{margin:14px 0 18px 0;padding:14px 14px;border-radius:16px;border:2px solid rgba(15,70,150,.18);background:rgba(15,70,150,.06)}
.smg-tip-kicker{font-weight:800;letter-spacing:.2px;margin:0 0 6px 0}
.smg-tip-title{font-weight:800;margin:0 0 8px 0;font-size:16px}
.smg-tip-list{margin:0 0 10px 0;padding-left:18px}
.smg-tip-list li{margin:6px 0}
.smg-tip-note{font-size:13px;opacity:.9;margin-top:6px}
.smg-affiliate-subtitle{margin:0 0 6px 0}
.smg-affiliate-subintro{margin:0 0 10px 0;opacity:.92}
.smg-affiliate-btns{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0 14px 0}
.smg-affiliate-btn{white-space:normal;text-align:center}

/* Disabled button look */
.sbfv4-disabled, .sbfv4-btn[aria-disabled="true"]{opacity:.55;pointer-events:none;filter:grayscale(.15)}


/* Interne Verlinkung / Weiterführende Angebote */
.smg-related{margin:26px 0 10px 0;padding:18px 18px;border-radius:16px;border:3px solid rgba(0,0,0,.08);background:#ffffff;box-shadow:0 10px 28px rgba(0,0,0,.05)}
.smg-related-title{margin:0 0 8px 0}
.smg-related-intro{margin:0 0 14px 0;opacity:.92}
.smg-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.smg-related-card{padding:14px 14px;border-radius:16px;border:1px solid rgba(0,0,0,.10);background:rgba(15,70,150,.03)}
.smg-related-card-title{margin:0 0 6px 0;font-size:16px}
.smg-related-card-text{margin:0 0 10px 0;opacity:.92}
.smg-related-links{display:flex;flex-wrap:wrap;gap:10px}
.smg-related-btn{white-space:normal;text-align:center}
@media (max-width: 820px){
  .smg-related-grid{grid-template-columns:1fr}
}


/* SKS Add-ons: term hint + path steps + knowledge teaser */
.smg-term-hint{margin:0 0 10px 0;padding:10px 12px;border-left:4px solid rgba(13,62,98,.75);background:rgba(13,62,98,.06);border-radius:10px;font-size:14px;line-height:1.45;color:#0b1f33}

/* Recommended line under CTA */
.smg-recommended{margin-top:10px;padding:10px 12px;border-radius:10px;background:rgba(13,62,98,.06);border:1px solid rgba(13,62,98,.12);font-size:14px;line-height:1.45;color:#0b1f33}

/* Global "Weg zum SKS" */
.smg-path-global{max-width:none;margin:24px 0 28px;padding:22px 22px;border-radius:18px;background:#fff;border:1px solid rgba(13,62,98,.10);box-shadow:0 8px 24px rgba(0,0,0,.06)}
.smg-path-title{margin:0 0 8px 0;font-size:28px;line-height:1.15;color:#0b1f33}
.smg-path-intro{margin:0 0 14px 0;color:#21475f;font-size:16px;line-height:1.55}
.smg-path-steps{margin:0 0 10px 18px;color:#0b1f33}
.smg-path-steps li{margin:6px 0;line-height:1.5}
.smg-path-note{margin-top:10px;font-size:14px;color:#21475f;background:rgba(13,62,98,.06);border-radius:12px;padding:10px 12px}

/* Vergleichsbox */
.smg-compare{max-width:none;margin:0 0 32px;padding:22px 22px;border-radius:18px;background:#fff;border:1px solid rgba(13,62,98,.10);box-shadow:0 8px 24px rgba(0,0,0,.06)}
.smg-compare-title{margin:0 0 6px 0;font-size:26px;line-height:1.2;color:#0b1f33}
.smg-compare-intro{margin:0 0 16px 0;color:#21475f;font-size:16px;line-height:1.55}
.smg-compare-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.smg-compare-card{border:1px solid rgba(13,62,98,.10);border-radius:16px;padding:16px;background:rgba(13,62,98,.03)}
.smg-compare-card-title{margin:0 0 10px 0;font-size:18px;line-height:1.25;color:#0b1f33}
.smg-compare-list{margin:0 0 10px 18px;color:#0b1f33}
.smg-compare-list li{margin:6px 0;line-height:1.45}
.smg-compare-note{margin-top:8px;font-size:13px;color:#21475f;background:rgba(13,62,98,.06);border-radius:12px;padding:8px 10px}

@media (max-width: 900px){
  .smg-compare-grid{grid-template-columns:1fr}
}
.smg-path{margin:14px 0 0 0;padding:14px 14px;border:1px solid rgba(13,62,98,.14);background:rgba(255,255,255,.9);border-radius:16px}
.smg-path-title{font-weight:700;margin:0 0 8px 0;color:#0b1f33}
.smg-path-steps{margin:0;padding-left:18px}
.smg-path-steps li{margin:0 0 6px 0}
.smg-path-note{margin-top:8px;font-size:14px;opacity:.9}
.smg-knowledge{margin:18px 0 0 0}
.smg-knowledge-inner{padding:18px;border-radius:18px;background:rgba(13,62,98,.06);border:1px solid rgba(13,62,98,.12)}
.smg-knowledge-title{margin:0 0 6px 0;font-size:20px}
.smg-knowledge-text{margin:0 0 12px 0}
.smg-knowledge-links .sbfv4-btn{margin-right:10px;margin-bottom:10px}

/* SKS Info (global) */
.smg-sks-info{max-width:none;margin:18px 0 0;padding:0 0}
.smg-sks-info-inner{background:#f7f9fc;border:1px solid #e7eef7;border-radius:18px;padding:18px 18px 14px}
.smg-sks-info-title{margin:0 0 8px;font-size:22px;line-height:1.2}
.smg-sks-info-text p{margin:0 0 10px}

/* FAQ Accordion */
.smg-faq{max-width:980px;margin:24px auto 0;padding:0 18px}
.smg-faq-title{margin:0 0 8px 0;font-size:22px}
.smg-faq-intro{margin:0 0 12px 0;opacity:.92}
.smg-faq-item{background:#fff;border:1px solid rgba(13,62,98,.14);border-radius:16px;padding:0;margin:0 0 10px 0;overflow:hidden}
.smg-faq-q{cursor:pointer;list-style:none;padding:14px 16px;font-weight:700;display:flex;align-items:center;justify-content:space-between}
.smg-faq-q::-webkit-details-marker{display:none}
.smg-faq-q:after{content:"+";font-weight:900;opacity:.7}
.smg-faq-item[open] .smg-faq-q:after{content:"–"}
.smg-faq-a{padding:0 16px 14px 16px;opacity:.95}
.smg-faq-a p{margin:0 0 10px 0}